When it comes to health insurance, everybody starts debating about the top health insurance companies in India. But not everybody is aware of the core benefits that an insurance company must provide to a policyholder. Health services in India have been rapidly becoming expensive and for a middle-class family with a few of the earnings cannot bare such expenses during an emergency. So, it is better to choose a insure recommended by its own performance throughout the year.
Apollo Munich Health Insurance has been offering a number of benefits with their complete coverage, cashless treatment facility and extensive hospital network across the county.
Overview:
Apollo Munich Health Insurance Company Ltd. is partnered with one of the biggest integrated health care providers across Asia, Apollo Hospitals and the Business division of Munich Health, a Germany based Munich Re. Began their operations in 2007, Apollo Munich Health Insurance has now become a high-class health care insurance provider of the country, taking care of the medical expenses of its policyholders in the best manner.
Why Buy Apollo Munich Health Insurance Policy?
Being among the largest healthcare services provider in the country, Apollo Munich has designed its plans keeping the needs of people from all the sectors be it a corporate family, individuals or Senior Citizens. Here are some more reasons why you should buy apollo munich health insurance policy.
- Network hospitals: Apollo Munich Insurance has over 4500 network hospitals across India where you can avail cashless convenience for emergency treatments.
- Äpplication Process: An easy application procedure for people of all ages. Online and offline facility as per your convenience and one can submit the document’s online as well.
- Claim process: Apollo Munich has an easy and reliable claim process in order to ensure the claims are resolved within 15 days. The Claim Settlement Ratio of Apollo Munich Health Insurance is 89%, which means you can rest assured for timely settlement.
- Timely Healthcare: Whenever you face a medical emergency, such as accidental injury, critical illness requiring hospitalization, health insurance provided by Apollo Munich takes care of everything with timely assistance and cashless treatment at your nearest hospital.
- Advantages & Coverage Benefits: The health coverage benefits such as restoration of the entire sum assured for any new illness during the policy term, reimbursement of 15 of the total sum insured at the end of the 2nd, 3rd or 4th claim free year, and so on will be provided by Apollo Munich health insurance.
- Sum Insured: A person can choose the sum insured which meets his or her needs in terms of detailed health care with an affordable premium. A policyholder can also choose from a wide range of options at affordable premiums from 1 Lakh to 15 Lakhs.
- No Claim Bonus: For every claim free year, you can get a 100% No Claim Bonus in the form of an increase in the sum insured.
- Cashless Hospitalization: Being one of the most needed facility, cashless hospitalization has become complex with each passing year. But the health insurance by Apollo Munich Health Insurance Company offers cashless hospitalization facility, where one can pay the bills directly without spending anything from his/her pocket. A speedy approval process by them makes the policy popular for the insurance seekers.
- Health and Wellness Portal: In order to provide complete health care services, Apollo Munich’s health and wellness portal helps you keep track of your health conditions, weight, BP and more. With the expert health coaches, you can access reports and suggestions for improved health from anywhere in the world.
- Lifetime Renewability: Each of the health insurance policies by Apollo Munich Health Insurance has a lifelong renewability option so that the insurer can enjoy the health coverage whenever needed with no stress.
- The most useful feature offered by Apollo Munich Health Insurance is the policy portability, in which if a policyholder wants to port their plans form the other health insurance company to Apollo Munich’s policy then he or she can use the portability without any hassles.
- Awards & Recognitions: For its amazingly designed plans, Apollo Munich has won the award for the best insurance company of 2014, at the ABP News Healthcare Awards 2016. It was an honour of the insurer’s efforts in giving less complex solutions in health care plans.
Here are some more awards received by Apollo Munich Health Insurance Company:
- InfoSec Maestro Awards for top 100 CISO (two times in a row)
- Best Health Insurance Provider in 2015 by Money Today & Financial Planning Corporation.
- Best Health Insurance Provider in 2014 by Hero Cycles’ India Health & Wellness Awards
- The innovation of the Year Awards in 2014 By Asia Insurance Awards
Apollo Munich Premium Calculator:
The official website of Apollo Munich Health Insurance offers an online application in which you have to do is choose a policy, and fill all the required details from the box. The Apollo Munich premium calculator will provide you with the general premium, discounted premium, and total premium amount including tax per year. As per your budget and requirements you can choose the best plan for you and your family.
Types of Health Insurance Plans by Apollo Munich Health Insurance:
- Apollo Munich Optima Restore Plan Available for Individual and Family Floater
- Apollo Munich Health Wallet Plan Available for Individual and Family Floater.
- Apollo Munich Day2Day Care Plan Available for Individual and Family Floater
- Apollo Munich Optima Vital Plan
- Apollo Munich Dengue Care Plan Available for Individual and Family Floater
- Apollo Munich Maxima Plan Available for Individual and Family Floater
- Apollo Munich Optima Senior Plan ( For Senior Citizens)
- Apollo Munich Optima Plus Plan
- Apollo Munich Optima Super Plan Available for Individual and Family Floater
- Apollo Munich Easy Health Available for Individual and Family Floater
If you want to know all these plans in detail, you can go to the official website of Apollo Munich Health Insurance where all the policy features and coverage are explained in detail.
Make sure you choose the right plan that goes with your budget and the rest will be taken care by your policy agent.
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